.rbiz-perks{list-style:none;margin:.5rem 0 0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:clamp(1rem,3vw,1.6rem);width:100%;max-width:64rem}.rbiz-perk-card{display:flex;flex-direction:column;align-items:center;text-align:center;gap:1rem;padding:1.7rem 1.4rem 1.5rem;border-radius:18px;background:rgba(15,6,35,.55);border:1px solid rgba(251,191,36,.18);box-shadow:0 18px 44px -22px rgba(0,0,0,.55),0 4px 14px -8px rgba(0,0,0,.3);backdrop-filter:blur(10px) saturate(120%)}.rbiz-perk-icon{display:inline-flex;align-items:center;justify-content:center;width:76px;height:76px;border-radius:20px;background:linear-gradient(165deg,#f1f5f9,#cbd5e1 55%,#94a3b8);color:#ea580c;flex-shrink:0;box-shadow:0 10px 22px -8px rgba(0,0,0,.45),0 2px 6px -1px rgba(0,0,0,.18),inset 0 0 0 1px rgba(255,255,255,.22)}.rbiz-perk-title{margin:0;font-family:var(--font-heading,"Montserrat"),sans-serif;font-size:1.15rem;font-weight:800;letter-spacing:-.01em;color:#fcfdfe;line-height:1.2}.rbiz-perk-body{margin:0;font-size:.95rem;line-height:1.55;color:rgba(252,253,254,.78)}.rbiz-cta-row{margin-top:1rem}.rbiz-cta{display:inline-flex;align-items:center;gap:.5rem;padding:.9rem 1.4rem;border-radius:14px;overflow:hidden;background:linear-gradient(165deg,#fb923c,#f97316 55%,#ea580c);color:#ffffff;text-decoration:none;font-family:var(--font-heading,"Montserrat"),sans-serif;font-weight:700;font-size:.95rem;letter-spacing:.01em;border:1px solid rgba(255,255,255,.14);box-shadow:0 12px 28px -10px rgba(249,115,22,.55),0 2px 6px -1px rgba(0,0,0,.2),inset 0 0 0 1px rgba(255,255,255,.06);transition:transform .15s ease,box-shadow .18s ease,filter .18s ease}.rbiz-cta:hover{transform:translateY(-1px);box-shadow:0 16px 36px -12px rgba(249,115,22,.7),0 3px 8px -1px rgba(0,0,0,.25),inset 0 0 0 1px rgba(255,255,255,.14);filter:saturate(1.08)}@media (max-width:720px){.rbiz-perks{grid-template-columns:1fr;gap:.85rem}.rbiz-perk-card{padding:1.4rem 1.2rem 1.2rem}.rbiz-perk-icon{width:64px;height:64px;border-radius:16px}.rbiz-perk-icon>svg{width:32px;height:32px}}.pol-mkt-layers{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1.25rem;width:100%;max-width:62rem}.pol-mkt-layer{position:relative;overflow:hidden;border-radius:1.1rem;padding:1.5rem 1.4rem 1.6rem;text-align:left;color:#fff7ed;border:1px solid rgba(255,255,255,.2);box-shadow:0 16px 40px -18px rgba(124,45,18,.5),inset 0 1px 0 rgba(255,255,255,.22);transition:transform var(--mode-transition),box-shadow var(--mode-transition)}.pol-mkt-layer:hover{transform:translateY(-4px);box-shadow:0 24px 52px -18px rgba(124,45,18,.6),inset 0 1px 0 rgba(255,255,255,.3)}.pol-mkt-layer--a{background:linear-gradient(150deg,#fb923c,#ea580c 55%,#9a3412)}.pol-mkt-layer--b{background:linear-gradient(150deg,#fdba74,#f97316 52%,#c2410c)}.pol-mkt-layer--c{background:linear-gradient(150deg,#fcd34d,#f59e0b 52%,#b45309)}.pol-mkt-layer-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:.9rem}.pol-mkt-layer-icon{display:inline-flex;align-items:center;justify-content:center;width:2.7rem;height:2.7rem;border-radius:.8rem;background:rgba(255,255,255,.18);border:1px solid rgba(255,255,255,.35);color:#fff}.pol-mkt-layer-n{font-size:1.55rem;font-weight:800;line-height:1;color:rgba(255,255,255,.5);letter-spacing:.02em}.pol-mkt-layer-title{margin:0 0 .4rem;font-size:1.3rem;font-weight:800;color:#fff}.pol-mkt-layer-body{margin:0;font-size:.95rem;line-height:1.55;color:rgba(255,247,237,.94)}.pol-mkt-flow{width:100%;max-width:62rem;margin-top:.4rem;display:flex;flex-direction:column;align-items:center;gap:.95rem;padding-bottom:4rem}.pol-mkt-flow-label{font-size:.8rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--panel-label-color,var(--accent))}.pol-mkt-flow-steps{display:flex;align-items:stretch;justify-content:center;flex-wrap:wrap;gap:.75rem}.pol-mkt-step{display:flex;align-items:center;gap:.7rem;max-width:17rem;padding:.7rem 1rem;border-radius:.9rem;background:rgba(255,255,255,.62);border:1px solid var(--border-soft)}.pol-mkt-step-icon{display:inline-flex;align-items:center;justify-content:center;flex:none;width:2.1rem;height:2.1rem;border-radius:.6rem;background:color-mix(in srgb,var(--accent) 16%,transparent);color:var(--accent)}.pol-mkt-step-text{display:flex;flex-direction:column;gap:.1rem}.pol-mkt-step-title{font-size:.92rem;font-weight:700;color:var(--text-primary)}.pol-mkt-step-body{font-size:.85rem;line-height:1.4;color:var(--text-muted)}.pol-mkt-step-arrow{display:flex;align-items:center;font-size:1.2rem;font-weight:700;color:var(--accent)}.pol-mkt-gapline{margin:.2rem 0 0;font-size:.92rem;text-align:center;color:var(--text-muted)}.pol-mkt-gaplink{display:inline-flex;align-items:center;gap:.3rem;font-weight:800;color:var(--accent);text-decoration:none;transition:opacity var(--mode-transition)}.pol-mkt-gaplink:hover{opacity:.8}@media (max-width:760px){.pol-mkt-layers{grid-template-columns:1fr;max-width:30rem}}@media (max-width:680px){.pol-mkt-flow-steps{flex-direction:column;align-items:center}.pol-mkt-step-arrow{transform:rotate(90deg)}}