HUD raises the Section 184 fee as the 30-year holds at 7.52%
Section 184 borrowers now pay a 1.50% upfront guarantee fee, UWM starts pulling both FICO and VantageScore on every file, and Bankrate's 30-year sits a few hundredths under its 90-day high.
Articles
71 itemsOklahoma DOCC Announces Discount to 2027 State Specific Renewal Fees
Title: Oklahoma DOCC Announces Discount to 2027 State Specific Renewal Fees NewsItemCategory: State Licensing NewsItemDescription: OK DOCC announces a renewal discount for the 2027 renewal season. OK DOCC specific 2027 renewal license fees will be discounted 28.28%. The discount will be reflected on Mortgage Lender…
Fed policymakers saw multiple 2026 rate hikes as likely, September FOMC minutes show
Markets see a December rate increase far more likely than an October adjustment The post Fed policymakers saw multiple 2026 rate hikes as likely, September FOMC minutes show appeared first on Scotsman Guide .
Homeownership within reach with down payment assistance
Learn how down payment assistance helped Madison buy a home and supported eligible borrowers with $25 million in 2025.
Simplify processes and expand flexibility with October Selling Guide updates
Increase operational flexibility and reduce manual processes. Learn how October updates clarify guidance, refine income policies, and more.
Money Transmission Modernization Act – Guidance Requests
Title: Money Transmission Modernization Act – Guidance Requests NewsItemCategory: News & Events NewsItemDescription: While more than half of the states have enacted the law in full or in part, uneven adoption and interpretation have resulted in variations of how the MTMA is applied by examiners in the field and…
Full Recovery!
Full Recovery! The patient looked critical this morning with 10yr yields pushing up to new long-term highs just over 5.36%, but by the early afternoon, there was a full recovery. In fact, most of the recovery arrived after 9:30am ET (and before 11am ET). Any time 9:30am kicks off a big move, we think about things like…
Property tax delinquency reaches highest level since 2017
North Dakota recorded the lowest rate at 1.4%, followed by Wisconsin (1.5%)
Hive MLS agents will soon be able to see buyer demand before a listing hits
Rollout starts in December for nearly 20,000 brokers and appraisers across 6 Southeastern states
Your next buyer or seller may ask ChatGPT for an agent. Will your name come up?
An agent's own claims are only part of the information AI can use to evaluate that agent
HUD investigates Wells Fargo over race-based mortgage policies
Regulator’s fight against SPCPs intensifies as Biden administration policies face scrutiny The post HUD investigates Wells Fargo over race-based mortgage policies appeared first on Scotsman Guide .
Civil rights groups warn private listings could widen housing inequities
The groups cite demographic gaps between sellers and first-time buyers, warning that withheld MLS exposure can advantage older, wealthier networks
Bank of America: Older Americans have taken on a bigger economic role
Households headed by someone 55 or older held close to $140 trillion in net worth as of Q2 2026
HUD opens probe into Wells Fargo’s race-based mortgage programs
HUD says bank initiatives may violate the Fair Housing Act
Wells Fargo HUD probe signals risk for race-based lending
The Trump administration says the bank's past efforts to prioritize mortgage aid for minority borrowers may have violated the Civil Rights Act.
Sales Performance, Compliance, Borrower Satisfaction Tools; Brian V. on Industry Noise
Lender and Broker Products, Services, and Software “Chicagoans have one unbreakable rule: no ketchup on a hot dog. Mortgage lenders should have one too: no questions that don't belong on the application. Floify brings that same discipline to MBA Annual in Chicago, October 11–14 at the Hyatt Regency, where the industry…