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Marketing Pulse Sep 28

Two reports, one week: pre-write your PCE and jobs-day posts now

With the 30-year at 7.22% and inflation and jobs data landing Wednesday and Friday, the LO who has the explainer ready before the number drops is the one borrowers hear from first.

Monday, September 28, 2026 30Y 7.33%15Y 6.70%5/1 ARM 6.85%

This week hands you a content calendar. BEA's August PCE inflation report lands Wednesday, September 30, and the September jobs report follows Friday, October 2, with Freddie Mac's weekly rate survey in between on Thursday. Every one of those is a moment your borrowers will see a rate headline, and the post that explains it in their terms does its job that afternoon, not the following Monday. MPA ran a piece this morning arguing that slow markets are when brokers should invest the most in relationships and systems, not the least; a week of scheduled, useful posts is a low-cost version of that.

On rates, stay honest with your audience. Bankrate's 30-year is 7.22% this morning, the top of its 90-day range (6.47%–7.22%). On a $400,000 loan that is about $2,721 a month in principal and interest, against about $2,520 at the 6.47% low Bankrate showed on July 1 — roughly $200 a month more. At that level the marketing focus stays on purchase buyers already in motion and past clients who want to know what the headlines mean for them, not on refinance offers.

Build the week as three short pieces written today and scheduled for the afternoons they belong to. Wednesday: what the inflation report said, in one sentence, and what it means for someone shopping this month. Thursday: the weekly survey number, turned into a payment on a $400,000 loan. Friday: the jobs number, and one line on what you are watching next — the Fed's next meeting is October 27–28. Keep each one under 80 words with a single reply-to-me call to action. Leave a blank where the number goes and fill it in the minute the report is out; the framing is already done.

Do this today

draft the three posts with blanks for the numbers, schedule them for 2 p.m. Wednesday, Thursday and Friday, and add your active purchase buyers to an email version of the same three notes.

Borrower segments to act on today

Active purchase buyers for this week's three-report email series

Buyers in motion will see PCE and jobs headlines Wednesday and Friday; a same-day note with their payment at 7.22% and a quarter point either side (about $68/mo on $400K) keeps the lock conversation with you.

active loans · purchases
Past clients closed in the last 18 months at 7%+

At a 7.22% market rate there is no refinance offer to make, but these borrowers are hearing rate headlines all week; a plain-English report-day note keeps you the person they ask when the math does change.

closed loans · ≤18mo since close · rate ≥7.00%

Today’s content angles

Social post

Report-day explainer posts for Wednesday and Friday

Two big economic reports land this week — inflation on Wednesday and jobs on Friday — and either one can move mortgage rates. Here's what matters for you: on a $400,000 loan, today's payment runs about $2,721 a month in principal and interest, and a quarter-point move either way changes it by about $68. I'll post the numbers the afternoon each report comes out, in plain English. If you're shopping right now, message me PLAN and I'll send your own payment range so you know exactly where you stand before the week is out.

Tactics worth stealing

Every marketing email needs an opt-out and a postal address

Before the email version of this week's series goes out, check the footer: CAN-SPAM requires a valid physical postal address and a clear way to opt out, and opt-out requests must be honored within 10 business days. Build it into the template once so every report-day send carries it.

FTC, CAN-SPAM Act: A Compliance Guide for Business