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Marketing Pulse Jul 1

June's price drop hands you a fresh reason to re-engage spring buyers

Asking prices posted their steepest year-over-year drop since 2017 while rates eased to a one-month low — a combination that reopens the math for buyers who paused this spring.

Wednesday, July 1, 2026 30Y 6.54%15Y 5.85%5/1 ARM 6.32%

This week's marketing hook is sitting in the fresh June data. Realtor.com reports asking prices fell 2.5% year over year — the steepest drop in their data since 2017 — while pending sales rose for a seventh straight month. That's a genuine buyer-side story: price relief that's real and measurable, landing at the same time demand is quietly building. Yesterday's brief pushed the equity and move-up angle for your existing borrowers; today's fresher read gives you a buyer-side hook to run alongside it, aimed squarely at anyone who toured this spring and walked away over price.

The rate picture makes the pitch concrete. The 30-year is at 6.47%, a one-month low and below its 90-day average. For a buyer who paused in April or May, the combination is simple to say out loud: asking prices in your market are down year over year, and the rate is the best it's been in a month. Put a number on it — on a $400K loan, today's payment runs about $2,520 a month in principal and interest — and the message stops being abstract. For a funded borrower sitting above 6.75%, the same rate move is worth roughly $150 to $200 a month depending on balance.

Run it as a two-audience week. First, spring fence-sitters: a short text that pairs the local price drop with today's rate and offers to re-run their numbers — no rate jargon, just the two facts and a question. Second, your funded book above 6.75%: a single-number payment-comparison email. Keep each message to one figure and one ask; the specificity is what earns the reply.

Do this today

build one list of purchase pre-approvals from this spring that never went under contract, and send a two-sentence text — asking prices in their market are down year over year and today's rate is at a one-month low — offering to re-run their numbers.

Borrower segments to act on today

Spring fence-sitters: active purchase pre-approvals

These buyers got pre-approved but never went under contract. With June asking prices down 2.5% year over year and the 30-year at a one-month low of 6.47%, the affordability math that stalled them in spring has measurably shifted — a concrete reason to re-open the conversation.

active loans · purchases
Middle-cohort refi: funded at 6.75% and up

The above-7% cohort gets most of the attention, but borrowers funded between 6.75% and 7.25% are now roughly 30 to 75 bps in the money at today's 6.47%, with break-even often under two years on standard costs. Worth a payment-comparison touch.

closed loans · rate ≥6.75%

Today’s content angles

Text message

'Prices came down in your area' text for paused buyers

Short, no-jargon text to a buyer who toured this spring: 'Quick heads up — asking prices in your area are actually down from a year ago, and today's rate is the lowest it's been in a month. On a $400K home that's about $2,520 a month. Want me to re-run your numbers?' [Borrower-facing — no bps, no yields.]

Tactics worth stealing

Pair the market stat with the personal payment in one line

In re-engagement outreach, a market headline ('prices down 2.5%') earns attention but a personal payment figure ('about $2,520/mo on a $400K loan') earns the reply. Put both in the same sentence so the reader connects the trend to their own number instead of scrolling past an abstract stat.

MarketingSherpa email relevance benchmarks