2026 Online 8-hour CE · $78.99through Nov 22 · Finish before the Dec 4 SMART deadline!
NMLS Approved Provider · Over 15 Years CE Experience

NMLS-approved 8‑hour CE that respects your time.

The CE hours every MLO needs to renew, built on real origination scenarios, online and self-paced. The day you finish, we report your hours to NMLS!

$16 Off Ends In
--Days--Hours--Min--Sec
$16 off: 8 hours for $78.99Applied for you at checkout, through Nov 22
NMLS SMART Deadline: December 425 days left to finish before the SMART Deadline!
NMLS Approved Provider · ID #1405109
Same-Day NMLS Reporting
No Credit Banking Fees!
Access Through December 31
Scenarios You’ll Actually Use
1,800+ Originators Trained
Start the Minute You Pay
100% Online & Self-Paced
NMLS Approved Provider · ID #1405109
Same-Day NMLS Reporting
No Credit Banking Fees!
Access Through December 31
No guesswork

Your CE, handled. No wondering if your renewal is on track!

From the first minute to the last, you always know exactly where you stand.

  1. 1

    Fit it around your pipeline

    Work in short sessions between calls and closings. Your progress saves as you go, so you pick up right where you left off!

  2. 2

    Learn from deals you’d actually see

    Real origination scenarios and hands-on learning widgets in every module, instead of pages of rules to memorize.

  3. 3

    Finish, and it’s off your plate

    Finish by 10:00 p.m. Central and we report your hours to NMLS that same day. Your certificate is ready to download the moment you’re done!

LOWelcome back!8-Hour NMLS CE
Your progress
6/8hours complete
2 hours left · On track for the SMART deadline
Up next
Non-Traditional: Down Payment Assistance, FHA/VA Updates & Digital Assets
Open
NMLS reporting
Same day
finish by 10:00 p.m. Central
Certificate
Instant
download it the moment you finish
Renewal requirements

What are my NMLS renewal requirements?

Every MLO needs 8 hours of NMLS-approved CE each year: 3 hours of federal law, 2 of ethics, 2 of non-traditional mortgage lending and 1 elective. Some states add a few state-specific hours on top of, or inside, your 8. Tap your states on the map and we’ll build them right into your CE!

Coverage Map
AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutWashington, DCDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMassachusettsMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWashingtonWisconsinWest VirginiaWyomingOhioPuerto RicoU.S. Virgin IslandsGuam
  • Covered by your 8 hours (30)
  • State-CE Available! (5)
  • State-CE Coming 2027! (19)

National 8 Hour Continuing Education

3h Federal Law, 2h Ethics, 2h Nontraditional Products, and 1h Elective - Covers most states!

Pick any state to see exactly what it asks for, then add it to your CE!

Your CE8 Hours
25days left
NMLS SMART deadline · Dec 4

Finish early. Skip the December rush!

Finish by December 4 and your renewal has time to process. After December 11 it’s at risk, and after December 25 NMLS can’t approve it by the end of the year.

Today
Nov 1Renewal opens
Dec 4SMART deadline
Dec 11At risk
Dec 25Final cutoff

Heads up! Some states set an earlier CE deadline: November 30 in Kentucky; December 1 in Delaware, Idaho, Iowa, Kansas, Puerto Rico and Vermont; December 15 in Utah (DRE) and Washington. Check yours on the map!

The difference

Not your typical CE!

Typical CE
The contentLong readings and text-heavy slidesReal origination scenarios in every module
How you learnRead, click Next, repeatHands-on learning widgets in every module
Listen alongOften reading onlyNarration on every lesson slide
Your scheduleFixed class times or clunky, dated platformsOnline, self-paced, and your progress saves as you go
NMLS reportingProviders have up to 7 calendar daysSame day when you finish by 10:00 p.m. Central
Your certificateVaries by providerReady to download the moment you finish
The courseOften the same material year after yearBrand new for 2026
Alan Kositzke, founder of Catalyst

Welcome to Catalyst!

We're so glad you're here! We built Catalyst for one reason: CE should be current, relevant, and something you actually learn from, not eight hours you click through and forget.

That belief comes from the desk you sit at. I've been in the mortgage business since 1998, working in IT and support, processing, and as a loan officer, and we've been providing NMLS education since it began in 2010. Along the way we've done file and company audits, MCRs and training reviews, and trained LOs, processors and underwriters.

For more than 15 years we've worked side by side with local lenders, building custom education and solutions around what they need. And we're not a big, faceless company: when you reach out, you'll hear from real people who know this business and take the time to get to know you.

Our promise: we'll keep your CE current, engaging and worth your time, and we'll be right here to support you at every step of your career. Welcome to the Catalyst family!

Alan Kositzke · Founder & Lead Instructor
  • Mortgage industry since 1998
  • Providing NMLS education since 2010

Loan officers who felt the difference.

  • “Excellent class! The instructor is extremely knowledgeable, professional, and makes the course enjoyable and easy to follow. I’ve taken this class with him for three years, and somehow it gets better every time. I found myself even more engaged and attentive this year, picking up on things I hadn’t before. Great instructor and a great course!”

    Eliot R., Licensed MLO · 2026 CE Class
  • “Alan is fantastic- thorough, patient, and knowledgeable in every aspect of the mortgage industry and the compliance of execution.”

    Isaiah R., Licensed MLO · 2026 CE Class
  • “The new CE system is very user friendly.”

    Javier M., Licensed MLO · 2026 CE Class
  • “I think the process was smooth and the instructor did a great job of explaining and answering all questions”

    Stewart H., Licensed MLO · 2026 CE Class
  • “Thanks, Alan, your CE course is the best!”

    Kimberly K., Licensed MLO · 2026 CE Class
  • “Very flexible, communicative, structured, and informative!”

    Donald G., Licensed MLO · 2026 CE Class
  • “It was a great course. Alan was extremely helpful with all material.”

    Mark K., Licensed MLO · 2026 CE Class
  • “We'll be back again. Always great!”

    Aaron Z., Licensed MLO · 2026 CE Class
Common Questions

Before you start.

When is my CE completion reported to NMLS?
Is the continuing education course NMLS-approved?
What is the difference between self-paced and live webinar CE?
What do I need to complete the CE course?
What happens if I miss the deadline?
Are there any other fees?
Can I take the same CE course two years in a row?
What is credit banking, and is there a separate fee for it?
Question 1 of 8
When is my CE completion reported to NMLS?

Same day! Finish an NMLS-approved course before 10:00 p.m. Central Time and we enter your credits with NMLS that very same calendar day (for a live class, that's the day the class ends). Your certificate is ready right away too, so download it from your dashboard the moment you finish! Once NMLS confirms your hours, you'll also get a "credits reported" email. Two quick heads-ups: NMLS shows dates in Eastern Time, so a credit we enter late in the evening can show the next day's date in your NMLS record, and the one thing that can hold your credits up is an NMLS ID or legal name that doesn't match NMLS, so double-check yours when you register! The full details are in our Terms.

Ready, set, renew!

Get your 2026 CE done this week.

$16 off our new 2026 8-hour NMLS course, through Nov 22! Grab it now and beat the December 4 SMART deadline!

Not licensed yet? Prepare for the NMLS SAFE Exam with PassSAFE!

All Required CE · National
$94.99$78.99
One-time · 8 hr total · Online · Same-Day NMLS Reporting
  • Covers 3 hrs federal law, 2 hrs ethics, 2 hrs non-traditional, 1 hr elective
  • Self-paced and on-demand — complete on your schedule
  • Reported to NMLS the same day you finish
  • Completion certificate included
NMLS Approved Provider · ID #1405109

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