Your mortgage career starts
with the right hours.
Not all 20-hour courses are built the same. Ours is structured specifically around the SAFE exam outline — so the hours you spend getting licensed are the same hours that prepare you to pass.
Four steps between you
and your mortgage license.
Understanding the full path helps you move through it faster. Here's exactly what stands between where you are and your first closed loan.
Every state is slightly different. Our Licensing Wizard builds a personalized checklist for every state you're pursuing — run it once to know exactly what you need.
20 NMLS-approved hours built around the SAFE exam outline. This is the course you're looking at now.
125 questions, 190 minutes, 75% to pass. Our course is structured to prepare you for every topic on the outline.
Submit your state application, secure employer sponsorship, and begin your mortgage career.
Know what you’re walking into.
120 questions. 190 minutes. 75% to pass. Our course is structured around every topic on the outline — so nothing on exam day is unfamiliar.
20 Hours Built to Get You Licensed and Prepared.
Click any section of the chart to explore that topic area.
What makes 20 hours
actually matter.
Most courses are built around compliance. Ours is built around outcomes — getting you licensed and prepared to pass the SAFE exam the first time.
Most courses are built around compliance. Ours is built around the SAFE exam outline — every hour connects to what you'll be tested on.
Nearly 50% of the exam covers content outside the 8 mandatory hours. We use every elective hour to address exactly that gap.
Email access to an instructor with 28 years of NMLS training experience. A person who can answer your actual question.
Alan Kositzke has spent nearly three decades teaching mortgage licensing. Every lesson reflects what actually helps students pass.
Choose your course.
From first day to
first license.
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Before you start,
here’s what new
students ask.
The hours that open
a career worth building.
The licensing process has steps you can't skip. But you can control how well you move through them. Start with a course that was built specifically to get you licensed and prepared — not just compliant.
- Full 20-hour NMLS pre-license course
- Online instructor-led
- NMLS credit hours reported
- Certificate of completion