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 NMLS Approved Pre-License Education

Your mortgage career starts
with the right hours.

Not all 20-hour courses are built the same. Ours is structured specifically around the SAFE exam outline — so the hours you spend getting licensed are the same hours that prepare you to pass.

NMLS Approved Provider
Built Around the Exam Outline
Direct Instructor Access Included
28 Years of NMLS Experience
NMLS Approved Provider
The Licensing Journey

Four steps between you
and your mortgage license.

Understanding the full path helps you move through it faster. Here's exactly what stands between where you are and your first closed loan.

Step 1
Confirm Requirements

Every state is slightly different. Our Licensing Wizard builds a personalized checklist for every state you're pursuing — run it once to know exactly what you need.

You're Here
Complete 20 Hours

20 NMLS-approved hours built around the SAFE exam outline. This is the course you're looking at now.

Step 3
Pass the SAFE Exam

125 questions, 190 minutes, 75% to pass. Our course is structured to prepare you for every topic on the outline.

Step 4
Get Licensed

Submit your state application, secure employer sponsorship, and begin your mortgage career.

The SAFE National Exam

Know what you’re walking into.

120 questions. 190 minutes. 75% to pass. Our course is structured around every topic on the outline — so nothing on exam day is unfamiliar.

Federal Mortgage-Related Laws
24%
Uniform State Content
11%
General Mortgage Knowledge
20%
Mortgage Loan Origination Activities
27%
Ethics
18%
190Minutes
75%To Pass
Course Curriculum

20 Hours Built to Get You Licensed and Prepared.

Federal Law & Regulations
3 hr
Ethics
3 hr
Non-Traditional Mortgage Products
2 hr
Elective Topics
12 hr
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Why This Course

What makes 20 hours
actually matter.

Most courses are built around compliance. Ours is built around outcomes — getting you licensed and prepared to pass the SAFE exam the first time.

Built Around the Exam Outline

Most courses are built around compliance. Ours is built around the SAFE exam outline — every hour connects to what you'll be tested on.

The 12 Elective Hours Actually Matter

Nearly 50% of the exam covers content outside the 8 mandatory hours. We use every elective hour to address exactly that gap.

Direct Instructor Access — Included

Email access to an instructor with 28 years of NMLS training experience. A person who can answer your actual question.

28 Years Getting This Right

Alan Kositzke has spent nearly three decades teaching mortgage licensing. Every lesson reflects what actually helps students pass.

Choose your course.

From first day to
first license.

Common Questions

Before you start,
here’s what new
students ask.

What happens after I complete the pre-licensing course?
What do I need to take the pre-licensing course?
What is the difference between the pre-licensing course and buying exam prep separately?
Do I need the 20-hour pre-licensing course before I can apply for a license?
How long do I have to complete the pre-licensing course?
Answer
What happens after I complete the pre-licensing course?
Your completion is reported to the NMLS. From there, you'll schedule the SAFE National Exam, then submit your state license application and secure employer sponsorship.
Your mortgage career starts here.

The hours that open
a career worth building.

The licensing process has steps you can't skip. But you can control how well you move through them. Start with a course that was built specifically to get you licensed and prepared — not just compliant.

All Required Pre-License · National
$249.99
One-time · 20 hr total · Online Instructor-Led · coming soon
    🛡 NMLS Approved Provider · Built by a 28-Year Mortgage Educator