Loading PassSAFE Exam Prep…
SAFE MLO Exam Prep · NMLS-Approved Provider

A study plan that adapts to you.

PassSAFE builds a day-by-day plan around your exam date and your weak spots — then rewrites it as you learn. Courses, 2,500+ questions, and a dozen ways to practice, all backed by the PassSAFE First-time Guarantee.

Free full-platform preview · No card required · Cancel anytime
NMLS-approved provider
Built by experts with 15+ years of NMLS training experience
Every answer explained
2,500+ exam-style questions
12 interactive learning activities
35+ hours of online study courses
Backed by the PassSAFE First-time Guarantee
NMLS-approved provider
Built by experts with 15+ years of NMLS training experience
Free sampleFederal Law · TRID

A creditor receives a completed application on Monday. By when must the Loan Estimate be delivered or placed in the mail?

Try more free →
Way more than practice tests

Everything you need. Nothing you don’t.

1,700+
Exam-style questions
0
PassSAFE score to pass
0
Question full-exam sims
1,700+
Exam-style questions
0+ hrs
Online study courses
Practice attempts
300+
Glossary terms
0+ hrs
Online study courses
0
Interactive activities
0+
Full SAFE-prep courses
0
Formulas at your fingertips
0
Interactive activities
$0
Pass guarantee
1,300+
Rapid-recall facts
0
Achievement badges
$0
Pass guarantee
Your license, minus the guesswork

Three steps. Zero cramming panic.

Tell us your exam date — PassSAFE builds the rest and gets you there right on time.

Get a plan that’s all about you

Pick your exam date and PassSAFE builds a day-by-day plan around your weak spots — then quietly rewrites it every time you learn something, always showing the one thing to do next. No more staring at a giant outline wondering where to start!

Actually enjoy studying (yes, really)

35+ hours of courses, a dozen game-style activities, and 2,500+ questions — every answer explained by pros with 15+ years of NMLS training experience. Drill it, play it, prove it. It’s the opposite of flipping flashcards until midnight!

Walk in knowing you’ll pass

One PassSAFE score tells you the truth — no more “am I ready?” jitters. The second it hits 85, you’re guarantee-backed and ready to crush it. Then go get licensed!

The PassSAFE platform

See what real prep looks like.

Create a free account and explore the whole platform — the adaptive study plan, courses, practice tests, drills, and a dozen activities — before you pay a dollar.

Free signup. No card. No time limit.
PassSAFE score6-day streak
0%SCORE
Practice my weakest topicsRESPA · Foundations & Coverage
Resume my planToday: 2 drills · 1 timed set
Keep going

Take a free 20-question sample test.

Four questions from each of the five mastery areas. Answer them all, then get an instant breakdown of your results!

Question 1 of 20LTV

A borrower purchases a $200,000 home with a $40,000 down payment. What is the loan-to-value (LTV) ratio?

Pick an answer to continue — we’ll show your full breakdown at the end.

Studying, minus the boredom

A dozen ways to actually practice.

Drills, games, matching, sims — the same material, hit from every angle so it sticks. Try several free in the demo!

Flashcard Review

Classic spaced-repetition, minus the index cards.

Facts Drill

Rapid-fire the numbers that show up on the exam.

Pop Study

Bite-size pop quizzes between everything else.

True or False

Spot the myth — true or false, with the why.

Fill in the Blank

Complete the rule from memory, one blank at a time.

Matching

Pair laws, acronyms, agencies and formulas at speed.

Sorting

Bucket concepts under the right rule or category.

Mortgage Math

LTV, DTI, points and prepaids until they’re automatic.

Income Analyst

Read real income docs and qualify the borrower.

Timing Calendar

Nail every TRID/RESPA disclosure-timing deadline.

Scenario Challenge

Work a realistic case and pick the compliant move.

LoanPulse

Run a loan from application to closing in LoanPulse.

Free signup. No card. No time limit.
Pick your timeline

Every plan unlocks the whole platform.

The only difference is how much runway you get. Closer exam? Go Cram. Weeks out? Standard is the sweet spot.

Exam in days

Cram

$49.99
7-day access · one-time · no auto-renew
  • The full platform — every course, activity & test
  • Built for a focused final-week sprint
  • Your fastest path to exam-day ready
MOST POPULAR · GUARANTEE-BACKEDExam in weeks

Standard

$129.99
90-day access · one-time · no auto-renew
  • The full platform — nothing held back
  • The recommended runway to walk in ready
  • $110 pass guarantee included
Plenty of time

Extended

$199.99
6-month access · one-time · no auto-renew
  • The full platform — every course, activity & test
  • Six unhurried months to prep your way
  • $110 pass guarantee included

Just need one piece? Grab it à la carte.

SAFE Exam Online Study Course

This approximately 2 hour online, self-paced course reviews the complete SAFE exam outline, giving you the knowledge and confidence you need to succeed!

$29.99
30-day access · one-time

SAFE Exam Practice Tests

With unlimited access to a question bank of over 2,000 questions that randomize each time you start a test, you'll always be challenged with fresh questions and new opportunities to learn!

$29.99
30-day access · one-time
What’s included

See exactly what you get.

What’s IncludedCram$49.997-day accessStandard$129.9990-day accessExtended$199.996-month accessStudy Course$29.9930-day accessPractice Tests$29.9930-day access
2 Hour SAFE Online Study Course
20+ Hours of Specialized Online Study Courses
2,500+ exam-style questions
Unlimited practice exams & sims
Built by experts with 15+ years of NMLS training experience
Adaptive day-by-day study plan
12 interactive activities & games
PassSAFE readiness score
2,500+ facts · glossary · formulas
$110 first-time pass guarantee
From people who passed

Built by mortgage educators. Trusted by candidates.

I failed the SAFE exam once with a different prep course. With Catalyst Pro's practice tests I passed on my second attempt with room to spare. The feedback on every wrong answer made the difference.
JMJason M.Licensed MLO · Ohio
I wasted weeks on a cheap prep course that gave me a raw score and zero explanation. The difference in quality here was immediate. Every wrong answer taught me something. I passed on my next attempt.
RPRachel P.Licensed MLO · Florida
I've never done well on standardized tests. The way each question explains exactly why the answer is right made me actually understand the material instead of just hoping to recognize it on exam day.
TSTyler S.Licensed MLO · Arizona
The timed exam mode completely changed how I approached test day. I'd done so many simulated sessions that 190 minutes felt like plenty of time. Passed with an 84%.
KDKristen D.Licensed MLO · Texas
Start free today

Ready when you are.

Preview the entire platform free — then upgrade only when you’re convinced it’s the fastest way to your license.

Pass or we refund up to $110 — the cost of your exam.

PassSAFE is a Catalyst Mortgage Solutions product. Not affiliated with, endorsed by, or associated with the Nationwide Multistate Licensing System & Registry (NMLS).