1 Hour MN SAFE: Mortgage Compliance Essentials (Online)

Built for licensed Minnesota loan originators, this 1-hour state-specific SAFE CE course covers every topic the Minnesota Department of Commerce requires, taught on the files you work every day. You'll work through Chapter 58 and its definitions, the lending authority section and Minnesota's rate ceiling, the closing costs and fees you may charge, the 5% financed-fee cap, the prepayment limits and the 2026 investment-property exception. Then the standards of conduct and the advertising rules for social media, websites and print, a mortgage broker's duties of agency, rate lock agreements, the net tangible benefit, trust funds and the escrow notice, the surety bond, records and call reports, and how Commerce examines, investigates and disciplines. Four real Department of Commerce consent orders run through the hour, and you decide each one before it is analyzed. Satisfies the Minnesota 1-hour state-specific requirement within your annual eight.